![Asset Location: Helping to Maximize Returns and Minimizing Taxes for Your Financial Future](https://ascendplanning.com/wp-content/uploads/2024/06/pexels-n-voitkevich-6863260-scaled.jpg)
![Asset Location: Helping to Maximize Returns and Minimizing Taxes for Your Financial Future](https://ascendplanning.com/wp-content/uploads/2024/06/pexels-n-voitkevich-6863260-scaled.jpg)
![Financial Wellness in the Workplace: Strategies for Employers and Employees](https://ascendplanning.com/wp-content/uploads/2024/06/pexels-olly-3756679-scaled.jpg)
Financial Wellness in the Workplace: Strategies for Employers and Employees
Financial wellness is a crucial aspect of overall well-being, and it plays a significant role in the workplace. Employers and employees can work together to improve financial well-being by implementing practical strategies that promote financial stability and...![Financial Tips for Different Life Stages](https://ascendplanning.com/wp-content/uploads/2024/06/pexels-thatguycraig000-1835926-scaled.jpg)
Financial Tips for Different Life Stages
Financial guidance can greatly benefit individuals at different life stages, as each stage presents unique financial challenges and opportunities. Here are some key financial tips tailored to specific life stages, including young professionals, families with children,...![Managing Finances During a Career Transition](https://ascendplanning.com/wp-content/uploads/2024/06/pexels-olly-3839254.jpg)
Managing Finances During a Career Transition
A career transition can be a challenging time for one’s finances, making it important to manage them effectively. Here are key pieces of advice to help you handle financial matters during a career transition. Budgeting: Creating a budget is crucial to ensure that you...![Common Mistakes in Retirement Planning](https://ascendplanning.com/wp-content/uploads/2024/06/pexels-cottonbro-6158670.jpg)
Common Mistakes in Retirement Planning
Introduction: Planning for retirement is a crucial step in securing a financially stable future. However, many individuals make avoidable mistakes that can negatively impact their retirement years. In this article, we will explore several common mistakes people make when it comes to retirement planning and provide actionable advice on how to prevent them. By understanding and avoiding these pitfalls, individuals can enhance their chances of achieving a comfortable retirement lifestyle.
![The Benefits of Financial Planning for Young Families](https://ascendplanning.com/wp-content/uploads/2024/06/pexels-panditwiguna-1128317-scaled.jpg)
The Benefits of Financial Planning for Young Families
Financial planning plays a crucial role in the lives of young families, providing them with a solid foundation for a secure and prosperous future. By implementing effective financial strategies, young families can navigate through various stages of life with...![Medicare Seminar Q & A Supplement](https://ascendplanning.com/wp-content/uploads/2022/02/Ascend-Planning-Resource-Page-Featured-Image.png)
Medicare Seminar Q & A Supplement
Please review, and if desired, download and share the attached summary. The attached information has been furnished by a third-party and is being provided to you for your general information. John Hancock is not an affiliate of Equitable Advisors, LLC (Equitable...![How does “time in the market” work to your advantage?](https://ascendplanning.com/wp-content/uploads/2023/01/Ascend-Planning-Resource-Page-Featured-Image-1.png)
How does “time in the market” work to your advantage?
Every time something new happens in the world — whether it’s economic, political, or even health-related these days — it seems like the market reacts. Large swings, especially, may cause you to react emotionally, making changes to your portfolio that may not be in...![Providing for your family when you’re gone](https://ascendplanning.com/wp-content/uploads/2023/01/Ascend-Planning-Resource-Page-Featured-Image.png)
Providing for your family when you’re gone
“How can I provide for my loved ones when I’m gone?” What would your loved ones do without you? It’s hard to contemplate, especially if you’re still young. However, if you’re a primary earner in your household, preparing now can help ensure that your partner, children...![Understanding what makes education affordable](https://ascendplanning.com/wp-content/uploads/2022/12/Ascend-Planning-Resource-Page-Featured-Image.png)
Understanding what makes education affordable
“How can I make sure my kids can afford to go to college?” A college degree has never been more important. Today, many jobs that pay a living wage require at least a bachelor’s degree. If you’ve got children or are planning a family, you may wonder how you can...![Financial Planning for Your Growing Family](https://ascendplanning.com/wp-content/uploads/2022/11/growing-family.png)
Financial Planning for Your Growing Family
“My family is growing. What do I need to do financially to get ready?” Having children will change your life in so many ways, but the part you may not anticipate is how expensive a growing family can be. A professional can help you get your finances in order as you...![Saving for the Experience of a Lifetime](https://ascendplanning.com/wp-content/uploads/2022/11/experiences.png)
Saving for the Experience of a Lifetime
“How can I plan for the experiences of a lifetime?” Do you long for a secluded beach? The opportunity to learn a new skill? A chance for multiple generations of family to gather? A night out at an expensive restaurant? Experiences make our lives richer. In...![Investing in your passions](https://ascendplanning.com/wp-content/uploads/2022/11/Investing-in-your-passion.png)
Investing in your passions
“How can I pursue my passion without jeopardizing my financial security?” Even if you love your job, you probably have something else that you’d rather do. Maybe you always wanted to learn to play the piano. Maybe you have an idea for a small business. Maybe you’re...![Including healthcare costs in your financial plan](https://ascendplanning.com/wp-content/uploads/2022/11/Health-Care-Costs.png)
Including healthcare costs in your financial plan
“How can I make sure I can cover healthcare costs?” Healthcare costs are high and growing, but your financial professional can help you prepare for the unexpected expenses that can come with injury or illness. The Centers for Medicare and Medicaid...![How to survive and thrive when one spouse retires before the other](https://ascendplanning.com/wp-content/uploads/2022/09/21.png)
How to survive and thrive when one spouse retires before the other
Retiring can be complex, even at the best of times. When couples stagger their retirement dates, there can be further challenges — and benefits. While the traditional assumption has been that couples will finish their working lives together and start enjoying all the...![Caregiving and finances: it’s all in the family](https://ascendplanning.com/wp-content/uploads/2022/09/19.png)
Caregiving and finances: it’s all in the family
As we begin the caregiving journey, we are mainly concerned about our aging parents’ well-being and safety. This can be a difficult time psychologically for adult children as they watch their parents, once vital and in charge, become frail and in need of help. In the...![Seven factors to consider if you want to move when you retire](https://ascendplanning.com/wp-content/uploads/2022/08/Seven-factors-to-consider-if-you-want-to-move-when-you-retire.png)
Seven factors to consider if you want to move when you retire
While many people would like to stay in their homes as they age, it’s not always possible or practical. For example, your current home may be on two or more floors, which could be difficult for someone with mobility issues. It may be too large to maintain or be too...![Market Timing and Investing](https://ascendplanning.com/wp-content/uploads/2022/08/Market-Timing-and-Investing.png)
Market Timing and Investing
“Should I start investing now or wait till stock prices go down?” [or] “What is the cost of waiting to invest?” It’s often a good idea to consider investing as soon as you can. While the stock market goes up and down from day to day, your financial professional can...![Planning for Real Estate Opportunities](https://ascendplanning.com/wp-content/uploads/2022/08/Planning-for-real-estate-opportunities.png)
Planning for Real Estate Opportunities
“Should I fix up my current home or buy a new one?” What you need in a house can change as your family grows or as your own personal tastes and needs evolve. You need more space for bedrooms for your children. Or you’ve been working remotely more and want to create a...![Why Diversification is so important to your future finances](https://ascendplanning.com/wp-content/uploads/2022/08/Why-Diversification-is-so-important-to-your-future-finances.png)
Why Diversification is so important to your future finances
When times are uncertain, it can be reassuring to have a solid, well-thought-out investment strategy designed to serve you well for the long haul, no matter what’s happening in the world or the markets. One of your first steps in developing such a strategy may be to...![Set up future generations for success](https://ascendplanning.com/wp-content/uploads/2022/07/Future-generations.png)